Plain-English guides to Irish bills.
Short articles on switching, budgeting and what's worth comparing. General information only — never product recommendations.
General information only — not financial, tax or mortgage advice. For personal advice, speak to a qualified broker, advisor or MABS.
Switching electricity in Ireland: the 12-month rule that still works
Out-of-contract Irish households pay roughly €350 more a year than switchers. Here's the routine that keeps you on the lowest tariff without thinking about it.
Fixed vs variable: what an Irish mortgage decision actually trades off
Variable rates often look cheaper on day one. Fixed rates buy you a known monthly payment. Here's the honest framing of the trade-off — without telling you which is best.
The broadband retention script that almost always works
If you're past your contract, you're probably paying 30–50% over the new-customer price. Here's the exact call to make before you decide to switch.
Quoting around for car insurance: a 20-minute job
Insurers reward loyalty with higher premiums. Quoting four providers a few weeks before renewal pays for the time roughly 10× over.
A simple Irish household budget rule of thumb
There is no perfect budget split, but a 50/30/20 starting point gives most households a useful sanity check against their actual spending.
What switching every bill actually saves an Irish household
Run the numbers and a disciplined switcher saves roughly €1,000–€1,600 a year versus a household that lets every contract auto-renew.