Ask Thrift
Money-saving · personalised

Where you could trim the fat.

Tap below and Thrift reads your last month of spending to suggest specific, realistic cuts — with euro estimates.

Evergreen principles

The 24-hour rule

For any non-essential purchase over €50, wait one day. Most urges pass.

Pay yourself first

Move savings on payday, before lifestyle expands. Automation beats willpower.

One-in, one-out

New subscription? Cancel an old one. Keeps recurring spend flat.

Shop the list

A written grocery list cuts impulse buys by roughly 20%.

Annual audit

Once a year, line up every subscription and ask: did I use this last month?

Round-up automatically

Small change adds up. €0.50 per transaction × 80 transactions = €40/mo.