Household bills · Ireland

Bill Health Check.

A six-minute walkthrough of the bills most Irish households overpay on — with the comparison sites that actually move the needle.

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Tip: on the Subscriptions page you can save the end date of any bill or contract. Moairgead will remind you 30, 7 and 0 days before — so you can cancel, renew, or compare.

Typical Irish household saves
€770 – €2260 / year

Combined across electricity, gas, broadband, mobile, insurance and TV. You won't win every category — but two or three usually pay for the whole exercise.

Quick check
How does your bill compare?

Electricity

Save
€200–€450 / yr

Most Irish households roll onto the standard rate after their 12-month discount ends. Switching every year is the single biggest win.

  1. Grab a recent bill — you need your MPRN and annual kWh.
  2. Run a full comparison on bonkers.ie or switcher.ie (takes ~3 minutes).
  3. If you're out of contract, switch. If you're in contract, set a reminder for the end date.
Quick wins
  • Switch supplier every 12 months
  • Submit your own meter readings
  • Compare Electric Ireland, Bord Gáis, SSE Airtricity
bonkers.ie — Electricityswitcher.ie — Electricity

Gas

Save
€100–€300 / yr

Dual-fuel deals are rarely the cheapest. Compare gas on its own and bundle only if the numbers actually beat two separate providers.

  1. Find your GPRN and last year's gas usage in kWh.
  2. Compare gas-only and dual-fuel side by side on bonkers.ie.
  3. Watch for cashback or sign-up credit — it counts toward year-one savings.
Quick wins
  • Check gas-only vs dual-fuel pricing
  • Drop boiler thermostat by 1°C
  • Service your boiler every 1–2 years
bonkers.ie — GasCCPC energy guide

Broadband

Save
€120–€360 / yr

If you're past your 12 or 18 month contract you're almost certainly overpaying. New-customer prices are usually 30–50% cheaper.

  1. Check your contract end date on your latest bill.
  2. Compare on bonkers.ie or switcher.ie using your Eircode.
  3. Either switch, or ring retentions and ask to match the best new-customer price.
Quick wins
  • Drop the landline if you never use it
  • Right-size your speed (100Mb is plenty for most)
  • Compare Sky, Vodafone, Eir, Virgin Media
bonkers.ie — Broadbandswitcher.ie — Broadband

Mobile phone

Save
€150–€400 / yr

SIM-only plans on 48, GoMo, Tesco Mobile and An Post Mobile often start around €10–€15/month with unlimited data. Bill-pay is usually 2–3× that.

  1. Note your current monthly cost and data allowance.
  2. Compare SIM-only on bonkers.ie.
  3. Port your number — keep your existing handset, just swap the SIM.
Quick wins
  • Switch to SIM-only once your handset is paid off
  • Remove unused add-ons (insurance, voicemail, extras)
  • Compare 48, GoMo, Tesco Mobile, An Post Mobile
bonkers.ie — Mobile

Insurance (car & home)

Save
€100–€500 / yr

Insurers reward loyalty with higher premiums. Quote 3–4 providers a few weeks before renewal — never auto-renew without checking.

  1. Pull out last year's policy schedule for the exact cover details.
  2. Get quotes on bonkers.ie, switcher.ie and one or two direct insurers (e.g. Aviva, AXA, FBD).
  3. Ring your current provider with the cheapest quote — they often match it.
Quick wins
  • Never auto-renew — always quote around first
  • Pay annually instead of monthly to skip interest
  • Compare Aviva, AXA, FBD, Liberty, AIG
bonkers.ie — Insuranceswitcher.ie — Insurance

TV & streaming

Save
€100–€250 / yr

Sky, Virgin and NOW often have hidden 'entertainment' add-ons. Rotate streaming subs instead of stacking them — one at a time is plenty.

  1. List every streaming sub you're paying for, including ones billed via App Store.
  2. Cancel anything you haven't watched in the last month.
  3. Ring Sky/Virgin retentions before renewal — 'I'm thinking of leaving' usually unlocks a discount.
Quick wins
  • Rotate streaming subs — one at a time
  • Drop premium sports/movie add-ons out of season
  • Compare Saorview + Netflix vs Sky/Virgin bundles
bonkers.ie — TV

This is general budgeting guidance only, not regulated financial advice. Figures are estimated from Irish market data. Always compare providers directly before making any changes.

Comparison sites worth bookmarking
Trusted Irish sources
Section 6 · Bill history
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Disclaimer

General budgeting guidance only, based on public Irish market benchmarks for the information you entered. Moairgead does not sell financial products or broker contracts. Compare providers directly.

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